Return of Premium Life Insurance

Refund of premium life insurance quotes

Having your life insurance premiums returned if you don't claim

Return of premium life insurance, or ROP, may sound like the sequel to a very odd movie, but is in fact a form of life insurance that offers to return the entire premium you have paid if you see out the policy through its full term. For example, if you take out a policy for 30 years and keep it for the full term, at the end of that time, the full amount you have paid over those 30 years will be returned to you under the terms of a return of premium life insurance policy.

Some policies also offer partial returns on plans that are cancelled before the full term has expired. Obviously, the longer you keep the policy, the more you will be repaid.

“The premium paid back on insurance policies that have expired is not subject to Federal income tax, because the amount you are putting in does not exceed the amount you are repaid. For those looking to make sure that they do not waste their money, this is a very prudent option. The return of premiums can be guaranteed for policies between 15 – 30 years.” can secure the best cover at the best prices. We will put you in touch with dedicated and professional finance and insurance specialists who are experts in legal and tax implications of return of premium life insurance. They can help you with detailed financial planning for your future.

“ passed my details on to a number of finance and insurance specialists. From the quotes they gave me, I was able to source the best policy for me at a very competitive price.”

“I wanted a way of finding the best finance and insurance specialists in the least time possible. helped me find those people in the most time-efficient way.”